HIGH VALUE Kraft Dressing Coupon - HURRY!!

There is a $1.50 coupon for Kraft Salad Dressing HERE (IE) or HERE (Firefox)

I've seen these for $1.59 at Wal-Mart, and $1.50 at Tom Thumb. Hurry and print these for very cheap or free salad dressing.

Nothing Wasted...

I HATE wasting anything...food, money, time.

I had about 4 tupperware full of left over broccoli that I didn't want to waste. So I looked up a recipe for a broccoli casserole, and made my own revisions.

I mixed:
Broccoli
Shredded Cheddar Cheese
Cream of Mushroom Soup
Mayonnaise
I looked in my pantry, and I had 3 bags of crumbs of chips. Brian eats all the whole ones, and leaves the crumbs :)

So for the crust, I crushed the chips into smaller pieces, spread them on the top and added melted butter on top.
It turned out really good!! The casserole had a mexican-green-bean-casserole taste. I liked it!

The best part is is the cost!
Broccoli - ~$.25 (bought on sale at Target, $.33 for a HUGE thing)
Soup - ~$.25
Cheese - FREE
Mayo - FREE
Chips - ~$.25 (the whole bag was $1.00)

So the next time you decide to throw food away, see if you can make a brand new dish!!

Dr. Pepper deal at Albertsons

Sorry for the lack of posts, my husband and I are moving this week. Bah!

I just wanted to let you know about a deal at Albertsons this week.

Dr. Pepper products are 4 12-pks for $12.00 at Kroger this week,
BUT
Albertsons has their Dr. Pepper products 4 12-pks for $11.88 AND get a FREE 12pk of Snapple.

I also found (2) $1.00 off 2 12-pks coupons on the 24pks that I used.

So I got
* 4 12-pks of Diet Dr. Pepper
* 1 12-pk of Diet Snapple
-Used (2) $1/2 DP

= $9.88 + tax OOP

FREE Hi-Lighters at Walgreens

FREE Hi-lighters at Walgreens this week.

The 5-packs are $.49 at Walgreens this week.

Buy 2 @ $.49 = $.98
Use the new $1/2 coupon at coupons.com

= 2 for FREE
(Your cashier will have to adjust the price down to $.98)

*Don't forget to hit your back button and print 2 coupons...meaning 4 free packs of hi-lighters!!

CVS 7/19/09 - $19.80 profit!!

I'm not going to list out my transactions this time, but I will tell you that I made a profit of $19.80 from buying all this :)

All this stuff for $1.03 for a total profit of $19.80.

HOLLER!!

2 - boxes of M&Ms
1- Cascade
2 - 150 sheet Paper
1 - Panty Liner
2 - 10ct Pens
1 - Men's Deo
2 - 24ct Pencils
2 - 5x3 Memo books
2 - 1 in. Binders

KROGER MEGA EVENT!!

I did these over different days and multiple transactions.

Transaction #1 (Kroger):
10 AMP Energy Drinks - $1.49/ea
-$5.00 from Mega Event

=$10.72
(Received $10.00 giftcard for buying 10 AMP)
(*Note: I sold these in my garage sale and made a profit!!)

Transaction #2 (Kroger):
6 Kraft Mac & Cheese - $.53/ea
-Used (1) “Buy 3, Get 1 Free” coupon

1 Tyson Skillet Meal - $7.49
-Used $1.00 coupon

=$8.84
(Submit “Try Me Free” Mail in Rebate for Tyson Skillet Meal - $7.49)
(Received $2.00 off your next order coupon for buying 6 Kraft Mac & Cheese)

Transaction #3 (Kroger):
1 Dole Apple Bowls - $1.99/ea
-Used $.75/1 CRT from Kroger

2 Softsoap - $1.49/ea
-Used (2) $1.00 printable

2 Lady Speedstick - $1.49/ea
-Used (2) $1.50 printable

2 Yoplait Yogurt - $2.49/ea
-Used (2) $.35 coupon

3 Kraft Shredded Cheese - $1.99/ea
-Used (3) $1.00 printable

Bananas - $1.54

-$5.00 Mega Event
-$2.00 OYNO coupon from Mac & Cheese

=$2.18

Transaction #4 (Kroger):
3 Yoplait Yogurt - $2.49/ea
-Used (3) $.40 printable
-Cellfire & Shortcuts coupon (2) $.80/2

2 Dole Fruit - $1.99/ea
-Used $1/2 coupon

3 Chex Mix - $1.99/ea
-Used (3) $1.00 coupon
-Shortcuts $.50 coupon

1 Sargento Cheese - $1.99/ea
-Used $.50 coupon from Kroger Mailout

1 Lady Speedstick - $1.49/ea
-Used (1) $1.50 printable

-$5.00 Mega Event

=$4.73, used GC from AMP deal
=$0.00 out of pocket

Transaction #5 (Walgreens):
Powerade $1.00
Sunflower Seeds $1.50
Milk $1.99
-Used (2) $2.00 Register Rewards

=$.49, used GC
=$0.00 OOP

Kellogg's $10 Rebate - Fuel for School

I hit Target yesterday so I could take advantage of the Kellogg's $10 Rebate Offer.

I got:
7 Eggo Products @ $1.50 each
3 Mini Wheats Cereal @ $1.88 each

-Used (7) $1.00 coupon for the Eggo products
-Used (3) $1.00 coupon for the Mini Wheats
(*Note: I bought an extra cereal because $.88 per box is a good deal)

Total: $7.02
I will get back a $10 Rebate from Kellogg's; Profit of about $3.00. Details about the Rebate below:

All you have to do is purchase 10 participating Kellogg's products in a single transaction between July 6, 2009 and September 30, 2009 and get back a $10.00 rebate check + a $70.00 coupon code from Dell.

The participating Kellogg's products are:
* Any Kellogg's Cereal (10 oz. or larger)
* Any Keebler or Austin Product (8 oz. or larger)
* Any Sunshine Product (8 oz. or larger)
* Any Eggo Product (4 ct. or larger)
* Any Kellogg's Nutri-Grain Cereal Bar (8 ct. or larger)
* Any Kellogg's Special K Cereal Bar (8 ct. or larger)
* Any Kellogg's Pop-Tarts Toaster Pastries (8 ct. or larger)
* Any Kellogg's Reice Krispies Treats Squares (8 ct. or larger)
* Any Kellogg's Fruit Flavored Snacks (6 ct. or larger)
* Any MorningStar Farms Veggie Foods Product (5 oz. or larger)
* Any 100 Calorie Right Bites (6 ct. or larger)

To access the rebate form, you will need to login or register on the Kellogg's website. Note: ALL 10 items have to be purchased in the same transaction. On the rebate form it says you have to send in the UPCs from each of the packages, the rebate form, and the original register receipt.

You can find several $1 coupons at these sites:

* Coupons.com
* RedPlum.com
* Kellogg's.com

Good way to get lots of free food, and make a small profit!

Nicole's Savings Advantage - $50 worth of FREE Gift Cards

Nicole's Savings Advantage is a website where you can save up to 75% on stores like Target, Office Depot, Wal-Mart, and Starbucks...on brands like Polo, Nike, Chanel, and HP...on travel, apparel, pharmaceuticals, electronics, etc.

You can try out their $2.95 1 month trial offer and in return get 2 free $25 gift card outs of it! $25 Target GC and later a $25 Starbucks GC. That's a total of $50 worth of gift cards for an investment of just $2.95 to sign up for their 1 month trial!

What is Nicole's Savings Advantage?!
It's an exclusive club that gives members access to special shopping discounts. If you register HERE for their $2.95 1 month trial, they'll send you a free $25 Target gift card and $25 Starbucks gift card! If you decide to remain a member after the trial period they will bill you $9.95 per month. The best part is that if you don't like the program you can cancel at anytime with NO further obligation and still get the gift cards!

You will receive your membership information in the mail first (about 3 weeks) and then a day or 2 later you'll receive the gift card request form. You will then need to fill it out and mail it back in. Once they receive the form it will take a week to process and then your free gift cards should be on the way.

Also, you do NOT have to be a member after mailing in your gift card request form. I decided this program wasn't worth the $9.95 per month and canceled prior to my trial ending. People have still received their giftcards even after they have canceled. So it works!!

STAPLES UPDATE - MONEY MAKER!!

Here's a great Money Maker you can take advantage of at Staples this week!! I posted some deals earlier this week HERE, so here is another one:

DEAL IDEA (MONEY MAKER!!)
Purchase 2 Staples 8x5 x 11 500sheet copy paper @ $3.69/ea
Purchase 2 Staples Photo Paper 4x6 @ $9.99/ea
=$27.36
-Use $5 off $20 Staples in-store coupon
=$22.36
Get back $7.36 + $17.98 = $25.34 = $2.98 PROFIT

OR

Purchase 2 Staples Photo Paper 4x6 @ $9.99 each
Purchase 2 8-packs of Pencils @ $.01 each
=$20.00
-Use $5 off $20 Staples in-store coupon
=$15.00
Get $17.98 back in rebates = $2.98 PROFIT

Go HERE for more details

Walgreens 7/12/09 Trip

So there was a lack of good sales going on at Walgreens this week, and I had some Register Rewards that I needed to use, so this is what I did.

Purchase 9 Envelopes - $.59 (with in-ad coupon)
Used $5 RR
Total: $.31 + tax = $.34 OOP

$.34 for 420 envelopes...that comes to $.0008095 per envelope.

Staples SALE 7/12-7/15

Staples is having a big sale next week. Here are the deals:

#2 Yellow Pencils, 8pack - $.01 (Reg. price $.99) - Limit 2

Staples 8x5 x 11 500sheet copy paper - $.01 after Easy Rebate - Limit 2
$3.69 each
-$3.68 rebate
=$.01 each

Staples Photo Paper 4x6 - $1.00 after Easy Rebate - Limit 2
$9.99 each
-$8.99 rebate
=$1.00 each

BIC White-Out Quick Dry 2pk - $1.00 - Limit 2
-Use $.50 coupon HERE
=$.50/ea or $.25 per bottle
(*Note: Staples is weird about coupons so I would call your store to make sure they won't give you any problems trying to use a manufacturer coupon)

BIC Velocity Stick Fashion Pens 5pk - $1.00 - Limit 2
-Use $1 coupon HERE
=FREE
(*Note: Staples is weird about coupons so I would call your store to make sure they won't give you any problems trying to use a manufacturer coupon)

Staples Multiuse Paper 10-ream Case - $24.99 after Easy Rebate - Limit 2
$40.99 each
-$16.00 rebate
=$24.99 each

There is also a $5 off $20 in-store purchase coupon that will come with the ad. Here are the details of that:
*Offer valid 7/12-7/18. Nontransferable, Limit 1 per customer. Coupon must be surrendered. Minimum purchase requirement of $20 must be met. May not be combined with any other coupon. No unauthorized copies/facsimiles. No credit/cash back. Not valid with purchase of services, gift cards, postage stamps and prior purchases. HP ink and toner not included. Tax not included in calculating minimum purchase.

DEAL IDEA #1:
Purchase Staples Multiuse Paper 10-ream Case - $40.99
-Use $5 off $20 Staples in-store coupon
=$35.99
Submit Easy Rebate, get back $16.00
=$19.99 for a 10-ream case
(=$1.99 per ream/500 sheets, OR $.003998 per piece of paper)

*You can do this deal 2 times. Usually if you call your local Staples ahead of time and ask them if you can use more than 1 $/$$ coupon, they will let you. They want your business. Do the 10-ream cases in separate transactions so you can use the $5/$20 coupon twice.*

DEAL IDEA #2:
Purchase 2 Staples 8.5 x 11 Copy Paper - $3.69
Purchase 2 BIC Velocity Stick Fashion Pens 5pk - $1.00
Purchase 2 BIC White-Out Quick Dry 2pk - $1.00
=$11.38 (*Note: They have lots of other good deals going on if you want to get your total up to $20 so you can use the $5 coupon again) Go HERE to access their sale ad.
-Use (2) $1 BIC Ball Pen/Gel Product coupon HERE
-Use (2) $.50 BIC White-Out coupon HERE
=$8.38
Submit Easy Rebate $3.68 x 2 = $7.36
TOTAL = $1.02

UPDATE:
DEAL IDEA #3 (MONEY MAKER!!)
Purchase 2 Staples 8x5 x 11 500sheet copy paper @ $3.69/ea
Purchase 2 Staples Photo Paper 4x6 @ $9.99/ea
=$27.36
-Use $5 off $20 Staples in-store coupon
=$22.36
Get back $7.36 & $17.98 = $2.98 PROFIT

CVS Trip 7/5/09 - Profit $13.07

I wanted to spend as little OOP as possible, so I had to do MULTIPLE transactions.

Transaction #1:
2 Febreeze Noticables $6.50/ea (Get $5 ECB wyb $10 worth)
-Used (2) $4 MFQ
-Used $5 ECB

=$0.00 OOP, got back $5 ECB

Transaction #2:
3 Post Trail Mix Crunch 3/$10 (Get $5 ECB wyb 3)
-Used (2) $2 MFQ from coupons.com (I couldn’t print the 3rd one)
-Used $5 ECB

=$1.00 OOP, got back $5 ECB

Transaction #3:
2 Dawn $1/ea (Get $1 wyb 2)
-Used (2) $.50 MFQ

CVS Pantiliners $.89 (Get $.99 ECB-small MM!!)

CVS Pencils 10ct. $.99 (Get $.99 ECB)

CVS Tape $1.49 (Get $1.49 ECB)

-Used $4 ECB

=$.40 (put on GC, so $0 OOP)
Got back $1 ECB, $.99 ECB, $.99 ECB, $1.49 ECB

Transaction #4
CVS Tape $1.49 (Get $1.49 ECB)

Paid with $1.49 ECB from Transaction #3

=$0.00
Got back $1.49 ECB

Transaction #5
CVS Tape $1.49 (Get $1.49 ECB)

Paid with $1.49 ECB from Transaction #4

=$0.00
Got back $1.49 ECB

Transaction #6
CVS Pencils 10ct. $.99 (Get $.99 ECB)

Paid with $.99 ECB from Transaction #3

=$0.00
Got back $.99 ECB

Transaction #7
CVS Pencils 10ct. $.99 (Get $.99 ECB)

Paid with $.99 ECB from Transaction #3

=$0.00
Got back $.99 ECB


Grand Total: $1.40
Total ECB Left: $14.47 (since I used some on the different transactions)
PROFIT: $13.07

Go HERE for sale details and coupons.

Walgreens Trip 7/5/09 - Profit $6.41

I had some RR that were expiring, so I decided to use them on RR producing items.

Transaction #1
3 Listerine 3/$9, get $3 RR wyb 3
-Used (3) $2 MFQ from coupons.com

Stapler Set $.25 (Filler item)

Used $3 RR

Total: $.25 (put on GC, so $0 OOP)
Got back: $3 RR

Transaction #2
4 Keebler Fudge Stripes $2.50/ea (Buy $10 worth, get $5 RR)
-Used (2) $1/2 MFQ from coupons.com

2 Tissue Paper $.17/ea (Filler items)

Used $5 RR and $2 RR

Total: $1.34 (put on GC, so $0 OOP)
Got back $5 RR

Grand Total Spent: $1.59
Got Back in RR: $8.00
PROFIT: $6.41

Go HERE for sale deals and coupons!!

Last Minute Walgreens Run - Profit $6.28

I ran to Walgreens before the new ads came out, so here's what I got:

Dry Idea Deodorant $2.99, get $2 RR
-Use the $2 Dry Idea MFQ from Coupons.com

2 Dove Travel Size deodorants @ $.99/ea, and
2 Dove Body Mists $4.49/ea
-Use (2) Buy 1 Dove Deo get 1 Body Mist free MFQ from the 6/28 RP
-Use (2) $1 Dove Deo MFQ from the 6/7 RP

Goody Ouchless Flex Hairband $3.99, get Mail In Rebate Form RR
-Use $1 MFQ HERE

Chapstick $.75 (Filler Item so I could use my Register Reward)

-Used $3 RR

Total - $1.71 (Used WAGS GC, so $0 OOP)
Got back - $2 RR from Dry Idea, $2 RR from Dove, will get back $3.99 MIR from Goody
Profit - $6.28

CVS Deals 7/5-7/11

CVS has some great deals going on this week.

Buy 3 Post Cereals for $10 total, get $5 ECB (Limit 1)
-Use (3) $2 Post trail Mix crunch MFQ HERE
-AND $1/2 Upromise eCoupon HERE
=FREE + a $1 moneymaker! (Plus $1 in your Upromise account)

Buy 2 Hellman’s Mayo's $3 each, get $2 ECB (Limit 1)
-Use (2) $.60 MFQ from the 6/28 RP
=$1.40 each

Buy 2 Dawn (10.3 oz) $1 each, get $1 ECB (Limit 1)
-Use (2) $.25 MFQ from the 7/5 PG
=$.25 each

Buy $10 in Febreze Products, get $5 ECB (Limit 5)
Deal Scenarios:

Scenario #1:
Buy 2 Febreze Noticeables Kit $6.50
-Use (2) $4 MFQ from the 7/5 PG
=$5.00 OOP, Get back $5 ECB
=Final cost ALL FREE!

Scenario #2:
Buy 3 Febreze Air Effects @ $3/ea = $9
Buy 3 Febreze Fabric Refreshers @ $5/ea = $15
Buy 1 Febreze Noticeables Kit $6.50
=$30.50
-Use (3) Buy one Febreze Fabric Refresher get Febreze Air Effects FREE coupon from the 7/5 PG (will take off $9)
Use 1 $4 Noticeables MFQ from the 7/5PG
=$17.50 OOP, get back $15 ECB
= Final cost ONLY $.35 per item!

Buy 2 Olay Body Wash @ $6/ea, get $5 ECB (Limit 1)
-Use (2) $2 MFQ from the 7/5 PG
=$1.50 each

Buy P&G Shampoo or Conditioners $4.99, get $2 ECB (limit 3)
Deal Scenario:
Buy 2 Head & Shoulders Shampoo or Conditioners
-Use the buy one get one free coupon from the 7/5 PG
=$4.99 OOP, Get back $4 ECB
=Final cost $.49 each

Buy Colgate Total Advanced (4 oz) or Sensitive (6 oz)toothpaste $3.49, get $2 ECB (Limit 1)
-Use the $1 MFQ from the 6/28 SS
-Or the $1 MFQ HERE
=$.49

Gillette Venus Embrace or Spa Breeze Razor $8.99, get $2 ECB (Limit 1)
-Use the $3 MFQ from the 6/28 PG
=$3.99

Caliber or CVS Transparent or Invisible Tape $1.49, get $1.49 ECB (Limit 3)
= Final cost FREE!
This deal is valid Sunday & Monday ONLY!

Caliber or CVS Pencils (20 pk) or Pencil Sharpener $.99, get $.99 ECB (Limit 3)
=Final cost FREE!

CVS Brand Pantiliners (22 ct) $.89, get $.89 ECB (Limit 1)
=Final cost FREE!

AccuChek Monitor $9.99, get $5 ECB (Limit 1)
$4.99 rebate in box
=Final cost FREE!

Bayer Breeze2 Glucose Meter $19.99, get $5 ECB (Limit 2)
(This is a monthly deal)
-Use the $30 coupon from the 10/26 or 2/01 RP or 3/22 SS
The coupon will have to be adjusted down
=Final cost FREE + a $5 moneymaker!

Bayer Contour Meter $19.99, get $5 ECB (limit 2)
This is also a monthly deal
Use the $30 coupon from the 10/26 or 2/1 RP or the 3/22 SS
The coupon will have to be adjusted down
=Final cost FREE + a $5 moneymaker!

Folgers Classic or Decaf Coffee (11.3 oz) $3
-Use the $1 MFQ from the 6/7 PG
=$2.00

Chex Mix (5.5-8.75 oz) $1.50
-Use the .50 MFQ HERE
-Or the $1/2 MFQ from the 6/7 SS
=$1.00

Lay’s chips - Buy one at $3.99 get one free
-Use the $1/2 MFQ from All You Magazine
=$1.49 each

Schick Quattro Titanium Men’s razor or cartridges (4 ct) Buy one get one free
-Use (2) $4 MFQ from the 6/14 SS
=Final cost varies

Osteo Bi-flex - Buy one at $15.99 get one free
-Use (2) $6 coupons from the 6/7 or 6/28 RP
=$1.99 each

Thanks, Hip2Save

Walgreens Deals 7/5-7/11

Buy $10 worth of CoverGirl Make Up, get $3 RR

Buy $10 worth of participating dental products $2.50 each=$3RR
Deal Scenario:
Buy 4 Oral B toothbrushes for $10 total
-Use 4 $1 MFQ from the 7/5 PG
=$6.00 OOP, Get back a $3RR
Final cost $.75 per toothbrush

Buy 3 Reach Ultraclean Toothbrush, Reach Ultraclean Floss or Listerine products priced at $3 each, get $3 RR(on 3)
Mix and match whatever 3 Listerine/Reach products you like
Use 3 $2 MFQ from Coupons.com
(Use zip 90210 if you don't see the $2 coupons)
Final cost for all 3 products = FREE!

Buy 2 participating Dove Body Mists, get $2 RR
Deal Scenario:
Buy 2 Dove Travel Size deodorants - $.99 each
Buy 2 Dove Body Mists - $4.49 each
=$10.96
-Use (2) Buy 1 Dove deodorant get 1 Dove Body Mist free MFQ from the 6/28 RP
-AND Use (2) $1 MFQ for deodorant or body mist from the 6/28 RP
=FREE + $2 Profit!
(*Note: You might have to have a filler item to account for the -$.02)

Buy $10 worth of Keebler products=$5RR
Deal Scenario:
Buy 4 Keebler Fudge Stripe cookies (11.5 oz) $2.50 each
=$10.00
-Use (2) $1/2 MFQ HERE
=$8.00 OOP, Get back a $5 RR
Final cost $3 total, just $.75 each!

Starbucks Ice Cream - Buy one at $4.79 get one free
-Use (2) $2 MFQ from the 6/21 SS
-OR (2) $1 MFQ HERE
=As low as $.39 each

Ben & Jerry's Ice Cream - Buy one at $4.79 get one free
-Use the $1/2 coupon from the 6/28 RP
=$1.90 each

Nestle Water 24 pk $3.99 with in ad coupon
-Use the $1 MFQ HERE
Final cost $2.99!

Buy Playtex Sport Tampons (36 pk) at $8.49, get a FREE pack of Playtex Gentle Glide Tampons (18 ct) $4.99 value
-Use (2) $1 MFQ from the 6/7 SS
=$6.49, just $3.24 per pack

Osteo Bi-Flex - Buy one at $15.99 get one free
-Use (2) $6 MFQ from the 6/7 RP
=$1.99 each

Thanks, Hip2Save

SAVING THE MONEY YOU SAVE – THE BONUS ANNUITY (PART 2)

In last week's article, I introduced you to the bonus annuity (along with a few important disclaimers). This week, I would like to illustrate in a little more detail how the bonus annuity works, and how it might be a great tool to start your savings.

Let's continue with the example from last week. Let's say you want to save $100 a month for the next five years. That's $6,000 of savings ($100 x 60 months). If you put that money into traditional savings account at 3% (a very generous rate in today's market), your account would be worth about $6,481 after 60 months.

Now, let's take the same amount of money and contribute it to a bonus annuity. Let's assume that the bonus annuity is paying 3% interest on the account (an average rate among today's annuities), and is also paying a 7.5% bonus on each monthly contribution you make. In effect, for each $100 you put in, the company credits $107.50 to your account ($100 + $7.50 bonus). Using these assumptions, at the end of 60 months, your account balance would be around $6,967. That's almost $500 more than the savings account. Think of it as though the insurance company made an extra month's deposit for you for each year.

There's another advantage to a bonus annuity that makes your money work even harder. The interest earnings inside an annuity are tax-deferred, which means you don't pay income tax on the earnings until you withdraw the money. Let's assume you're in the 15% tax bracket. If you had used the savings account, you would have paid $72.12 in income taxes over the 5-year period. But by using the bonus annuity, that money stays in the account and earns interest tax-deferred. Although you'll eventually pay taxes on the earnings when you draw them out, you get to use Uncle Sam's money to make more money for yourself until then.

By now, you're probably asking yourself, “why would the insurance carrier give me bonus money?” That's a very important question; obviously there's something in it for them. The companies want to give you an incentive to do business with them and put money in your account. They invest your money and use the earnings to 1) pay your interest, 2) pay their expenses, and 3) make a profit. The more money you save, the more profit they make.

The longer the company can keep your account and invest for the long-term, the more money they make for you and for them. Therefore, most of these bonus annuity contracts have a period of time called a “surrender period” where you are penalized if you draw the money out early. That way, you are more likely to keep your account with them to avoid penalties. The surrender periods vary in length from just a few years to as long as 14-15 years. Usually, the penalty percentage is larger in the early years, and reduces each year until it reaches zero.

Surrender penalties sound a little scary, but there are several things working to your advantage that significantly reduces their impact. Next week, I'll tell you why it's not really a bad thing to make a long-term commitment to a bonus annuity, and how you can avoid the surrender penalties in most instances. As always, if you have any questions or have comments, please drop me an e-mail at david@davidwbarnett.com.

If you didn't catch Part 1 of 2, go HERE.

Also, if you attended my coupon class, I forgot to give you guys something. I have a coupon for a free ($95 value) Financial Session with my dad, David W Barnett. If you would like this coupon, shoot me an email. Go HERE for more information on the coupon.

Free Paper Plates at Albertsons

I got 100 free paper plates at Albertsons this week. This will certainly save time on clean up after a meal :)

Hefty Plates or Bowls, 20-50 ct - $1.00 each
-Use $0.50 MFQ from the 5/17 RP
= FREE

FREE Enfamil for Mothers

Get a FREE gift certificate to take to your baby doctor's office and receive an
Enfamil Lipil breastfeeding support kit.

FREE CHOCOLATE

Go HERE to get a coupon for a FREE Mars Chocolate Bar.

CVS 6/28-7/4 Deals

Buy 2 General Mills Cereal and Bars $3 each, get $2 ECB (limit 1)
-Use 2 $1 MFQ from HERE
=$1 per box

Buy 2 Colgate Toothpaste and Toothbrushes $2.50 each, get $2 ECB (limit 4)
-Use (2) $1 MFQ from the 6/7 SS or HERE
=$.50 each

Buy 2 Coppertone Sun Care products, get $8 ECB (limit 1)
Purchase 2 Coppertone Ultra Guard Continuous Spray with a bonus trial of Coppertone NutraShield attached to it priced at $8.99 each
-Use (2) $5 NutraShield MFQ from HERE
=FREE after ECB

Buy Band-Aid Brand Bandages or Neosporin, get $1 ECB (limit 5)
-Use the $1 Band-Aid MFQ from the 4/26 RP
=Cost Varies

Buy 2 Adult Sunglasses, get $10 ECB (limit 1)
Prices starting at $5.99
=Final cost as low as $1.98 for 2

Walgreens 6/28-7/4

Before the new ad comes out, here's some deals you could take advantage of:

Buy $15 in select Nabisco products, get $3 RR or Buy $20, get $5 RR
-Use $1.50/2 Mac & Cheese MFQ HERE
-Use $1 Miracle Whip MFQ from the 6/14 SS
Get back a $5RR
=Cost Varies

Aquafresh Toothpaste (6.4 oz) $1.99, get $1 RR
-Use the $.75 coupon from the 6/21 SS
=$.24

Buy 2 Colgate Total Toothpastes (4.2 oz) $2.50 each, get $2 RR
-Use (2) $1 coupons from the 6/7 SS
=$.50 each

Buy 2 Listerine Fresh Burst, Vanilla Mint, Original or Whitening $9 each, get $3 RR
-Use (2) $2 Listerine MFQ from Coupons.com
=$1 each

Right Guard or Dry Idea Deodorant $2.99, get $2 RR
-Use the $2 Dry Idea MFQ from Coupons.com
=As low as FREE + a $1 moneymaker!

Roots of Nature Strengthening Oil Moisturizer $6.99, get $5 RR
-Use the $1 MFQ from HERE
=$.99

Buy 2 Maalox (12 oz) liquid or (90 ct) tablets $4.99 each, get $5 RR
-Use the $3/2 MFQ from the 6/14 SS
=$.99 each

Buy 4 Pepsi product 12-packs 4/$12, get an additional 12 pack FREE with in ad coupon
Final cost $2.40 per 12 pack

Select Kellogg's Cereals $1.99
-Use the $1 MFQ from the 6/7 SS
=$.99/each

Campbell's Soup 2 for $1 with in ad coupon
Use the $1/2 MFQ from HERE
=TWO FOR FREE

Pringles $.99 per can
-Use the $1/2 coupon from the 5/17PG (exp. 6/30)
-Or use the $1 MFQ from P&G Savings Booklet
=As low as free – $.49

Got2Be Styling Products buy one at $5.99 get one free
-Use (2) $2 MFQ from HERE
=$1 each

One A Day Vitamins 33% off
-Use the $4/2 coupon from the 6/14SS
=Cost Varies

Buy Purex Complete 3 in 1 buy one at $8.99 get one free
-Use (2) $2 coupons from the 6/14 SS
=$2.50 each

50 FREE Prints at CVS

Get 50 Free Prints when you sign up for the CVS photo center.


This is the time for EVENTS - weddings, graduations, etc. This is an EASY, FREE way to get some pictures printed.

Just click on the banner to get started!!

Coupon Class 7/2/09 - Special Update

I'm super excited about this coupon class. I have tons of information to share :)

Go HERE for more information.

Hope to see you there!

Here's a little edition to the class tomorrow:
It seems almost the perfect idea! You will be saving money by couponing, so now what do you do with it? Every attendee will receive a coupon for a FREE Financial Session with my dad, David W Barnett. (A $95 value) Here is some information about the session:

The Gold Program includes a 90-minute Life-Coaching Session in a small group setting that covers the basic issues involved in and need for financial and estate planning, and a one-hour private consultation with David W Barnett. The private consultation will give you the opportunity to discuss specific aspects of your current financial and estate position. At the request of me: PICK HIS BRAIN!!

Most people never have the opportunity or the funds to meet with a financial advisor. This is a great opportunity to take advantage of, just to sit down, talk and learn. Ask any questions you want. Young people - ask about buying a house, buying a car, investments you can start at a young age, saving for your kids' college, saving for retirement, etc. It's never too early to start thinking about your future!

If you don't want to use this coupon, give it to a friend. It is absolutely free, no sales pitch. Take an hour out of your day to get your questions answered!